Salazar Insurance Agency
- What they offer
- Homeowners, auto, business and life insurance options.
- Potential benefit
- Access to different coverage options and personalized insurance guidance.
Client Resource Center
Partners & Homebuyer Resources
Buying or selling a home involves more than finding the right property. I have organized professionals and resources that can help you navigate insurance, inspections, closing, mortgage financing and homebuyer assistance throughout the real estate process.
Choose the professionals and resources that best fit your needs.
Insurance
Explore insurance professionals who can help evaluate coverage options related to homeownership and other insurance needs.
AAA Insurance
David Rodriguez
- What they offer
- Home, auto, life, business, umbrella and other insurance products.
- Potential benefit
- Access to multiple AAA insurance products and professional guidance when evaluating coverage.
VIVA Insurance
- What they offer
- Homeowners, auto, business, health, life and other insurance coverage.
- Potential benefit
- Ability to explore multiple types of insurance coverage through one agency.
Home Inspections
Property inspections can help buyers better understand the condition of a home before making important decisions.
Miles Inspection Services
- What they offer
- Residential inspections and additional property-evaluation services, including pre-purchase inspection options.
- Potential benefit
- Detailed property information that can help buyers better understand the condition of a home.
Home Inspection Carolina
- What they offer
- Home inspections and additional property testing and evaluation services.
- Potential benefit
- Ability to coordinate several property-evaluation services during the due-diligence process.
Advantage Inspection
- What they offer
- Home inspections and specialty property-evaluation services.
- Potential benefit
- Access to standard and specialized inspection services depending on the property's needs.
Closing Attorneys
Real estate attorneys help manage the legal, title and closing components of a North Carolina real estate transaction.
Sterling Law / Sterling Closings
- What they offer
- Residential real estate closing and transaction services.
- Potential benefit
- Real-estate-focused support throughout the closing process.
MITA Law
- What they offer
- Legal services involving residential real estate transactions, purchases, sales and related matters.
- Potential benefit
- Legal guidance through the title and closing components of a real estate transaction.
Midtown Law
- What they offer
- Residential and commercial real estate legal services.
- Potential benefit
- Legal support for a variety of real estate transactions in the Carolinas.
Mortgage Lending
Explore mortgage professionals and institutions offering different financing options. Loan availability, approval, rates, terms and eligibility depend on each lender and borrower profile.
Latino Community Credit Union
ITIN Mortgage Options
- What they offer
- Mortgage financing for eligible homebuyers, including borrowers who use an Individual Taxpayer Identification Number (ITIN).
- Potential benefit
- LCCU offers fixed- and adjustable-rate mortgage options, no PMI on its listed mortgage products, and financing up to 95% LTV on qualifying primary residences.
Membership, underwriting, property and program requirements apply.
The Federal Savings Bank
ITIN Home Loan
- What they offer
- A dedicated ITIN Home Loan program for eligible borrowers who use an ITIN instead of a Social Security Number.
- Potential benefit
- The program is available in all 50 states and supports eligible primary-residence property types and nontraditional credit options.
Loan approval, documentation, property and program requirements apply.
New American Funding
Carolina Huber
- What they offer
- Mortgage financing for home purchases, refinancing and access to multiple loan-program options.
- Potential benefit
- Ability to compare several mortgage solutions according to the buyer's needs and qualifications.
Advantage Lending, LLC
Marvin Molina
Loan Officer
NMLS #1787286
English · Español
- What they offer
- Mortgage financing options for home purchases and refinancing, including access to multiple loan-program types.
- Potential benefit
- Bilingual mortgage guidance and the ability to evaluate multiple financing options based on the buyer's profile.
Coastal Credit Union
Freddy Aguilar
- What they offer
- Mortgage financing and multiple home-loan options for qualified borrowers.
- Potential benefit
- Access to Coastal mortgage programs, including certain qualifying products that may provide low or no down-payment options.
Neighborhood Loans
Johan Alvarez
- What they offer
- Mortgage financing and access to multiple mortgage-program options.
- Potential benefit
- Ability to evaluate different mortgage structures based on the buyer's financial profile and goals.
State Employees' Credit Union — SECU
- What they offer
- Mortgage financing and specialized home-loan programs for eligible SECU members.
- Potential benefit
- Certain programs may offer favorable financing structures for qualifying members, including options designed for first-time homebuyers.
Membership and eligibility requirements apply.
First National Bank — FNB
Oscar Saavedra
- What they offer
- Mortgage lending solutions including traditional and specialized home-financing programs.
- Potential benefit
- Access to multiple mortgage options, including affordable-homeownership programs for eligible borrowers.
Homebuyer Programs & Assistance
Certain buyers may qualify for down-payment assistance or mortgage programs offering higher loan-to-value financing. Program requirements, income limits, property restrictions, credit criteria, membership rules and availability may apply.
Use the Assistance FinderDown Payment Assistance
$15,000
Down Payment Assistance
A highlighted benefit for eligible buyers using the NC 1st Home Advantage program.
North Carolina Housing Finance Agency
NC 1st Home Advantage Down Payment
$15,000
Eligible first-time homebuyers, qualifying military veterans and certain targeted-area buyers using an NC 1st Home Advantage Mortgage may qualify for $15,000 in down-payment assistance.
The assistance is a deferred 0% second mortgage, with forgiveness under program terms. Current published guidelines include a minimum 640 credit score, plus income, sales-price, occupancy and other requirements.
Eligible buyers may qualify for $15,000. Program and lender requirements apply.
Federal Home Loan Bank of Atlanta
2026 Homebuyer Assistance
Up to $15,000–$20,000 in eligible homebuyer assistance
- Up to $17,500 for eligible first-time homebuyers under applicable income guidelines
- Up to $20,000 for eligible Community Partners
- Up to $15,000 through Workforce Housing Plus+ for eligible households at 80.01%–120% AMI
FHLBank Atlanta distributes homebuyer assistance through participating member financial institutions, including institutions serving North Carolina.
Funding availability, income, borrower category, participating-institution and program requirements apply. Homebuyers generally access these funds through a participating member institution.
Potential 100% Financing Options
Some mortgage programs may allow qualified borrowers to finance up to 100% of an eligible home's purchase price. Eligibility, property, credit, income, membership and other program requirements may apply.
Coastal Credit Union
Freddy Aguilar
Live Better mortgage options
Up to 100% LTV with no-down-payment options on qualifying programs
Certain qualifying Coastal mortgage programs also do not require PMI.
Program availability and eligibility requirements apply.
State Employees' Credit Union
Up to 100% financing on qualifying purchases; no PMI on SECU ARM loans
SECU also offers a specialized First-Time Homebuyer's Mortgage under its 5-Year ARM program, subject to program limits and eligibility.
SECU membership, borrower, property and program eligibility requirements apply.
First Citizens Bank
Special Purpose Credit Program
Up to 100% of property value for eligible homebuyers
- Potential credits toward down payment and closing costs
- Nontraditional evidence of credit may be considered
Borrower, property-location, underwriting and program eligibility requirements apply.
First National Bank — FNB
Oscar Saavedra
Home Ownership Plus
Potential benefits for eligible borrowers and properties may include:
- Up to 100% financing
- No mortgage insurance
- Up to $5,000 in closing-cost assistance
Subject to borrower, property, geographic and program eligibility.
Not sure where to start?
Every transaction is different. Contact me to discuss your real estate goals and understand the next steps in your buying or selling process.
Talk to MeImportant Notice
These professionals and resources are provided for informational and convenience purposes. You are not required to use any provider listed on this page and are free to select any service provider of your choice. Each provider operates independently. Services, programs, financing terms, eligibility requirements and availability are determined by each provider and may change. I and the brokerage do not guarantee services, loan approval, interest rates, program eligibility, inspection results, legal outcomes or insurance coverage. Please confirm current terms and qualifications directly with each provider.