Luis Miguel’s First-Home Buying Experience
Luis Miguel says he first qualified with an external private bank and received a rate. Later, he applied with the builder’s bank to seek additional credit toward closing costs and ultimately chose the builder for that reason.
Key takeaways
- Luis Miguel describes buying his first home in the United States as a meaningful personal goal.
- He first qualified with an external private bank and received a rate.
- He applied with the builder’s bank to seek additional credit toward closing costs and ultimately chose the builder for that reason.
- He says daily work, sacrifice, optimism, and a positive attitude helped him move forward, and that being single does not prevent someone from achieving these goals.
Explanation
Luis Miguel describes buying his first home in the United States as a significant achievement and says he feels excited, hopeful, and fulfilled. He connects the accomplishment with enthusiasm, daily work, sacrifice, optimism, and a positive attitude. To pursue the purchase, Luis Miguel first qualified with an external private bank, which gave him a rate. During the process, he also applied with the builder’s bank to seek a little more credit for closing costs, and he ultimately went with the builder for that reason. He says being single does not prevent someone from achieving these kinds of goals.
Reel transcript
English version
Luis Miguel, today you are buying your first home here in the United States. How does it feel? That’s right, David. Excellent, really, with a lot of enthusiasm and excitement. It is truly very meaningful for me to be able to achieve this dream, let’s say, this goal, or sacrifice, with a lot of enthusiasm. And well, I really feel fulfilled. Yes. And how were you able to achieve it? What did you have to do? Qualify with the bank? Qualify with the bank. Well, it was a process that was somewhat, let’s say, not very easy, but not very difficult either. I think it depended on the mindset with which you approach it. So I first qualified with a bank, an external bank, a private bank. They gave me a rate. Then, obviously, during the process I had to apply with the builder’s own bank in order to apply for a little more credit toward the closing costs. And well, I ended up going with the builder for that reason. But yes, truly, with David everything was easier; he is a great Realtor, and everything was excellent. There was no kind of strange issue or difference. Sincerely, the entire process was fulfilling. I admire your courage very much, I congratulate you, you are very young, and you are doing great things. I am very happy that you already have your home. Yes, thank you very much. Truly, it is important for us to be able to have these kinds of goals. It is not necessary to have a partner or something; it can be done. At least, I am single, but it can be achieved, it can be done with the desire, the desire to work day by day, sacrifice. And well, always with a smile and optimism, positivity; with that, you move forward. That’s right, that’s right. Many congratulations. Thank you.
Related resources
Talk with David about your buying, selling or investment goals in North Carolina.
Talk to David